Resource Person Recruitment 2026 – Haryana State Cooperative Apex Bank, Chandigarh
Organization: The Haryana State Cooperative Apex Bank Ltd.
Type: Scheduled Bank
Location: Sector 17-B, Bank Square, Chandigarh
Advertisement / Letter: Letter-R
Mode of Engagement: Contractual
Project: Establishment of Business Diversification & Product Innovation Cell (BDPIC)
Funding: Cooperative Development Fund (CDF)
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Post Details
Name of Post
Resource Person (Contract Basis)
Number of Posts
02 (Two)
Place of Posting
Head Office, Chandigarh
Contract Period
Up to 02 February 2027
Monthly Remuneration
₹75,000 per month per Resource Person
Plus performance-based incentive, as applicable
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About the BDPIC Project
The Business Diversification & Product Innovation Cell (BDPIC) is being established at the State Cooperative Bank level to design and integrate new financial and non-financial products across the cooperative banking structure, including:
- State Cooperative Bank (StCB)
- District Central Cooperative Banks (DCCBs)
- Primary Agricultural Credit Societies (PACS)
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Key Functions of BDPIC
- Conduct potential assessment based on the business profile of StCB, DCCBs, and PACS
- Market research on products offered by banks, NBFCs, MFIs, and other institutions
- Design and develop new financial and non-financial products
- Re-engineer existing products and business processes
- Explore partnerships with Central/State Government and private sector for co-branded products
- Coordinate with PACS, DCCBs, NABARD, bankers, and stakeholders
- Document success stories and best practices for replication
- Quarterly progress reporting to Project Advisory Committee (PAC) and NABARD
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Staffing Pattern (BDPIC)
- Total Resource Persons: 2
- Administrative and data-entry support to be provided by the Bank
- Reporting to a senior officer at GM/DGM level (Credit/Planning Department)
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Selection Process
- Open market recruitment
- Applications shortlisted based on eligibility
- Final selection through Interview
Selection Committee
- CEO, StCB
- Representative from NABARD
- One external banking expert
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Eligibility Criteria
Educational Qualification
Resource Person – 1
- Post Graduate in:
- Business Management
- Rural Management
- Cooperative Management
- CAIIB qualification will be an added advantage
Resource Person – 2
- Graduation in any discipline
Note:
The Bank may hire additional Resource Persons at its own cost, if required.
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Experience (Minimum 5 Years in Any One Area)
- Rural Financial Institutions / NBFCs / MFIs / Insurance / Retail / Sales
- Development institutions such as NABARD, SIDBI, etc.
- Central or State Government departments with project implementation experience
- Academic or Research institutions (ICAR, CSIR, etc.) involved in rural or developmental technologies
For former bank officers:
Must have strong rural banking exposure and experience in product design.
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Technology Skills
- Must be technology-savvy
- Degree/Diploma in technology preferred
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Age Limit
- Preferred: Below 50 years
- Relaxation permitted based on merit and experience
Age Relaxation for Retired / Resigned Professionals
Upper age limit: 65 years, subject to minimum last-held position:
- Bankers: Scale III / IV with branch-level and decision-making experience
- Government officials: Executive Engineer or equivalent
- Academicians: Associate Professor or equivalent
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Language & Mobility
- Proficiency in local language
- Working knowledge of English/Hindi
- Willingness to travel extensively, including rural and remote areas
- Sound understanding of Indian rural economy
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Thrust Areas Under BDPIC
- Cooperative lending to SHGs, JLGs, FPOs, Water User Associations, etc.
- Warehouse receipt financing and pledge loans
- Agri-Infrastructure Fund projects (warehouses, cold chains, silos, pack houses, logistics, processing units)
- Working capital for Animal Husbandry, Fisheries, Horticulture, Floriculture
- MSME loans (Industry, Services, Business)
- Priority Sector Lending (as per RBI guidelines)
- Loans to PACS for FPO-style operations
- Innovative SHG-BLP products
- NTFP aggregation and marketing
- Fintech and app-based loan delivery models
- Monitoring systems for KCC, SHG-BLP, and other loan products
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Application Process
How to Apply
Submit application in the prescribed Performa:
Last Date
15 January 2026 (up to 5:00 PM)
Address for Submission
The Haryana State Cooperative Apex Bank Ltd.
SCO 78-80, Bank Square
Sector 17-B, Chandigarh
Envelope Must Be Superscribed As
“Application for the Post of Resource Person”
Late applications will not be entertained.
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Important Instructions
- Application format must be duly filled and signed
- Attach self-attested copies of certificates and experience proof
- False or incomplete information may lead to rejection
- The Bank reserves the right to cancel the recruitment process without assigning any reason
Official Notification and Application Form
